Financial worries hit 48% in Allianz's 2026 survey
Financial worries and health concerns were tied as the top personal worries at 48% each in Allianz’s 2026 global survey.
Allianz published the findings in The Allianz 3am Report 2026 after surveying 10,000 people across 10 countries worldwide.
Concerns about the future ranked third at 35%, well behind finances and health.
The 10 countries in the survey were Australia, Brazil, France, Germany, Indonesia, Italy, Spain, Switzerland, Turkey and the U.K.
Within financial worries, 71% of respondents pointed to the rising cost of living and 51% pointed to insufficient income.
Financial concerns rose year over year in seven of the eight countries measured in both 2025 and 2026.
The strongest increases came in Australia and Indonesia, where finances remained the leading worry. Turkey also climbed from 42% to 49%.
Meanwhile, financial worries moved into the top three concerns in Brazil, France, Germany and the U.K. They stayed stable in Italy.
In Spain and Switzerland, which Allianz added to the survey in 2026, financial worries ranked among the top two concerns.
Across Europe, Allianz highlighted rising financial pressure in France, Germany and the U.K., with Spain and Switzerland also showing strong concern.
Health worries also remained high. Personal physical health ranked at 48%, concern about the health of family members reached 45%, and access to medical treatment stood at 42%.
Mental health and stress were the fastest-growing health issues in the report. They rose by 5 and 4 percentage points from 2025.
Bernd Heinemann, head of Group Strategy, Marketing and Distribution at Allianz SE, said the top worries of finances and health showed a growing search for stability in a changing world.
Bernd Heinemann on stability
Allianz linked part of that pressure to household budgets shifting toward essentials as the cost of living strains day-to-day choices and long-term confidence.
As a result, the company launched Allianz School For Life, a financial and risk learning platform, alongside the report.
Allianz said the platform is meant to address gaps in financial knowledge that can affect saving, wealth building and long-term security.
According to Allianz, many people still lack the knowledge needed to save effectively, build wealth and plan ahead.
The company also cited Allianz Research data showing that 18% of people have advanced financial knowledge, while 26% have only a basic understanding.
Alongside the finance findings, Allianz pointed to its health and preventive care services as part of its response to worries about treatment access and well-being.
Those services are designed to guide people to the right care faster and reduce unnecessary treatment.
