U.S. launch uses SKUx POS reach and Geoswift cross-border network
Geoswift and SKUx announced a partnership to build a programmable stablecoin commerce network, starting with a U.S.-focused launch.
The companies said the system will connect digital assets, traditional finance, enterprise treasury and real-world commerce.
Unlike basic stablecoin checkout, the network combines programmable settlement with item-level spending controls inside point-of-sale systems.
SKUx said those controls can govern specific items at checkout, not just which merchant receives the funds.
SKUx brings its SKUPay technology, which the companies estimate is embedded in 50% of major U.S. Grocery and big-box point-of-sale systems.
Geoswift adds a global payment network, stablecoin settlement tools, liquidity support and compliance infrastructure.
Geoswift spans 140 countries
Following integrations with Visa Direct and the Circle Payments Network, Geoswift said its footprint spans more than 140 countries and more than 110 payout currencies.
Geoswift already processes cross-border transactions for enterprises, financial institutions, education providers, e-commerce platforms and global merchants.
The companies said the combined network could support programmable payments in retail, healthcare, government benefits and cross-border commerce.
It will also target enterprise treasury programmes that use stablecoin infrastructure to improve liquidity management, settlement efficiency and working capital use.
Raymond Qu, Group CEO and founder of Geoswift, said: “Stablecoins have solved for programmable settlement. SKUx and Geoswift are now solving for programmable spending.”
The partnership combines Geoswift’s settlement and compliance stack with SKUx’s multi-patented offers platform and item-level partner network.
Because SKUPay is designed to work in any retailer environment, the partners are targeting merchant payment infrastructure as well as consumer spending.
The network also aims to support AI-driven agentic commerce, where autonomous software agents execute financial workflows and purchases.
In that setting, merchant controls matter because item-level rules can limit how AI agents spend funds at the checkout.
The announcement did not give a launch date, but the companies said the first rollout will focus on the U.S. Before wider international expansion.
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