Milestone Achieved in Southeast Asia Expansion
Jenfi, a credit platform focused on small and medium-sized enterprises (SMEs) in Southeast Asia, has surpassed US$100 million in financing across the region as of 19th May 2026. This milestone highlights the company's expansion in Singapore and Vietnam, two of the region's largest SME markets.
The company provides growth financing and working capital solutions to underserved businesses by leveraging proprietary underwriting infrastructure, alternative data, and partnerships with institutional capital providers. Since its inception, Jenfi has processed over 30,000 financing inquiries.
Jenfi's platform now supports various financing structures, including growth, working capital, and supply-chain financing. It offers same-day underwriting decisions for qualified applicants, and its portfolio generates gross internal rates of return above 40%.
Investment in AI and Infrastructure
The company continues to invest in AI-assisted underwriting automation to enhance capital efficiency and credit decision-making. Jenfi has completed more than 2,400 financings in Southeast Asia, with strong repeat usage among eligible borrowers. This demand reflects the ongoing need for flexible financing solutions in the region.
According to Jeffrey Liu, Jenfi's Founder and CEO, "Crossing the US$100 million milestone reflects the underwriting infrastructure, operational discipline, and institutional partnerships we have built over time." Liu emphasised the ongoing SME credit gap in the region, particularly for businesses underserved by traditional collateral-based lending.
Since its foundation, Jenfi has evolved beyond its initial revenue-based financing roots into a broader SME credit platform. The company supports multiple financing structures to cater to diverse business needs across growth, working capital, and supply-chain financing use cases.
Looking forward, Jenfi aims to expand its institutional funding relationships and embedded financing capabilities, further developing its SME credit platform across Southeast Asia. The company plans to continue investing in its underwriting infrastructure to support scalable credit deployment and faster financing turnaround times.
Southeast Asia continues to face a significant SME credit gap. Jenfi's efforts are directed towards addressing this gap by offering innovative financial solutions tailored to the needs of emerging SMEs in the region.
