New Capabilities for Intelligent Commerce
On June 10th, at the Visa Payments Forum 2026 in San Francisco, Visa announced cutting-edge advancements in AI, stablecoin, and token technology. These innovations are set to bolster intelligent and programmable commerce.
Jack Forestell, Visa’s Chief Product & Strategy Officer, detailed how artificial intelligence is transforming transaction processes, while stablecoins are modernizing settlement systems. During his keynote address, Forestell emphasised Visa’s role in ensuring these technologies operate securely and reliably on a global scale.
"AI is transforming the front end of commerce. Stablecoins are reshaping the back end," said Forestell. "Visa’s role is to enable it to work securely, reliably and at global scale, for every participant in the ecosystem."
AI Enhancements in Commerce
Visa has launched several AI-driven initiatives, including Agent Score, Agentic Directory, and a partnership with leading AI platforms to enhance payment security and transaction efficiency. These tools support agentic commerce, allowing AI agents to securely manage transactions on behalf of users.
The Large Transaction Model, another AI feature, enhances fraud detection and authorisation performance by analysing billions of transactions, reducing false declines and improving user trust.
Visa’s token technology advancements provide enhanced data and assurance for digital commerce transactions, integrating identity and behavioural signals into the payment process.
Stablecoin and Token Developments
Visa is conducting stablecoin settlement pilots in multiple regions, moving over $7 billion annually across VisaNet. The company plans to expand seven-day onchain settlement services to acquirers, offering greater flexibility in the financial ecosystem.
The expansion of stablecoin-linked card programmes includes more than 160 programmes, either live or in development globally, enabling consumers and businesses to use stablecoin balances for purchases.
Visa’s tokenized deposits aim to assist banks in transforming traditional deposits into programmable digital money, providing the speed and flexibility of stablecoins while keeping funds on balance sheets.
By modernizing financial infrastructure without full system replacements, Visa offers modular capabilities that integrate with existing systems, supporting banks, fintechs, and merchants in adopting these innovations.
Last updated: 11 June 2026, 9:15 pm
